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In addition, by working with the Town to achieve compliance, you will obtain a Certificate of Occupancy (CO), which home owner's insurance and mortgage companies require. You must have a CO before you can live in this structure. Structures that are built without a building permit are subject to fines.
A Building Permit is a formal written approval, stating all requirements and it is subject to various inspections by the Town allowing you to, in any way, alter property that you own. Please see the following information and instructions and/or applications for specific types of Building Permits: