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Town of Babylon
200 E. Sunrise Highway
Lindenhurst, NY 11757
Ph: (631) 957-3000
Fx: (631) 957-7440
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Home Repair Program
Home Repair General Information
This program provides deferred payment loans (zero percent interest) to qualified low and moderate income homeowners in the Town of Babylon. The purpose of the loan is to improve housing conditions and correct housing code violations by repairing and rehabilitating health and safety hazards (not expansion or redecorating). The appraised value of the home should not exceed $362,790.00 for FY 2013.

Program Highlights
The maximum loan is $50,000 (without lead) to correct substandard housing code violations. Payment of the loan is deferred until the property is sold, the title is transferred, or the home is refinanced for cash out. Monthly payments are not required. The loan is secured by a mortgage placed against the property.

Eligible Home Repairs / Improvements
  • Electrical improvements
  • Handicapped improvements.
  • Insulation and energy conservation
  • New heating systems
  • New roof
  • New windows and doors
  • Plumbing
  • Structural improvements
  • Vinyl siding

Requirements 
  • Household income not to exceed HUD maximum income guidelines 
  • Mortgage, taxes, and homeowners insurance paid up to date
  • Must have no more than one mortgage / lien existing on home.
  • Owner occupied (at least one year)
  • Town of Babylon resident with a valid deed


Babylon Town Down Payment Assistance Program

This program offers up to $20,000 for down payment and closing costs assistance towards the purchase of a single family home in the Town.  Purchasers must be income eligible and be a first time homebuyer. LIHP administers this program and can be reached at 631-435-4710.

Wyandanch Rising Down Payment Assistance Program
This program provides up to $10,000 for down payment and closing costs assistance towards the purchase of a single family home within the boundaries of the Wyandanch School district.  Purchasers must be first time home buyers and income eligible.

Town of Babylon Veterans Down Payment Assistance Program
This program provides down payment and closing cost assistance towards the purchase of a single family home in Babylon Town.  The purchase must be a veteran who served honorably and on active duty since October 7th, 2011.  The amount of assistance provided is up to $10,000. 

Town of Babylon Home Improvement Program
This program provides a deferred payment loan to income eligible homeowners to make repairs and improvements to their homes.  Homes must be single family owner occupied and the principal residence of the household.

 This program is administered by the CDC of LI and can be reached at (631) 435-4710 Ex. 315.